Low Income Investment Fund and Affordable Housing Investment Fund

With the resources and partners it possesses, LIIF can make a positive impact on people and communities. Because of this, we advocate for equal access to opportunity, fair distribution of wealth, and well-being for all Americans.

By mobilising funding and partners, LIIF aspires to realise this goal for individuals and communities. Since 1984, LIIF has funded more than $2.7 billion in affordable housing, child care centres, schools, healthy food retail outlets and health clinics, and transit-oriented development projects. LIIF plans to devote $5 billion over the next decade to programmes promoting racial equity.

I currently have offices in San Francisco, Los Angeles, New York City, Washington, D.C., and Atlanta, Georgia.
Maintain Consistent Contact with Liif’s Latest Announcements and Updates. Supportive housing: Taking people where they are in the moment On this spring day, the Zephyr Apartments in San Diego welcomed 84 formerly homeless veterans to their new homes.

Low Income Investment Fund

After years on the streets, many residents find it difficult to adjust to the idea of being in a home. According to Heather Pollock-Averick, Director of Supportive Housing at Affirmed Housing, “Many of our residents have overcome trauma and endured mental health challenges.” If you move into a private room and learn how to use the new technology, it may be difficult to adapt.

The Beneficial Reaction

First, “housing first” removes impediments to permanent housing for vulnerable persons and provides them with coordinated assistance, often from where they reside. Landlord-resident relationship support, employment counselling, health referrals, programmes to address physical, mental and drug misuse concerns, and social activities are all examples of such offerings. In most cases, it is a proven approach for helping people obtain and maintain housing.

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After moving into supportive housing, over 900 persons were tracked by the nonprofit, bipartisan RAND Corporation for a whole year in 2017. Supportive housing has resulted in significant reductions in emergency room visits and savings of $6.5 million in public funds for those who have been placed in the programme.

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Supportive housing programmes can help those who are marginalised and struggling. Veterans, disabled persons, people of colour, seniors, members of the LGBTQ community, and new immigrants and refugees are more likely to be homeless, chronically ill, or unable to find a job.

Because of LIIF’s commitment to advancing social justice and equity, we are supporting and advocating for rental assistance. People who have historically been excluded from economic advancement and good health must be included if we are to achieve a more equal standard of living. To do this, we must change the institutions that allocate essential resources such as housing and health care. There are a variety of developers LIIF works with to ensure that our investments meet the specific requirements of the most disadvantaged communities and open doors to new opportunities for those communities.

An old, dilapidated motel in Zephyr has been renovated to become a home for 84 former service members and their families. There is a kitchenette and new walls and flooring in each apartment. Also included are a community garden, a place for residents to gather, and solar panels.

Affordable Housing This Section Contains Information About Low-cost Housing Programmes

Children’s well-being and education can be improved if families have the means to live in a safe and well-maintained home. LIIF was created more than 25 years ago to lift families out of poverty by promoting affordable housing. LIIF’s poverty alleviation approach continues to focus on creating and renovating low-income housing.

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Low Income Investment Fund

LIIF has financed tens of thousands of homes across the country, saving families hundreds of millions of dollars in home-related expenses.

What We’re Committed to

Low-income multifamily rental housing energy retrofits are LIIF’s goal, and they’re working hard to make that happen across the country.

Services and Products

LIIF is now working on two models that could serve as viable stepping stones for the financing of large-scale multifamily energy upgrades. SAHFF (Stewards of Affordable Housing for the Future) is participating in a pilot study to test out energy performance contracting (EPC) (SAHF). During the pilot programme, LIIF provides stand-alone, fully amortising loans for the retrofitting of multifamily units owned and maintained by SAHF members.

Using a Pay-for-Success financing approach, the EPC project has the potential to grow into a multi-property arrangement, thanks to its structure and early outcomes.

As part of the Ratepayer Integrated Payment Program Predevelopment Pilot (RIOPP), SAHF and the California Housing Partnership Corporation are implementing an on-bill repayment (OBR) system that incorporates the owner’s debt payments into their utility bill (CHPC).

When it comes to owners, lenders, and utility providers, the OBR system has the potential to lower transaction costs while also making it simpler to use for everyone involved. Owner involvement and the ability to upgrade smaller properties may both benefit from this process innovation.


The Low Income Investment Fund focuses on helping those with little financial resources and their communities (LIIF). LIIF oversees funding granted to projects including affordable housing, child care, and education to support people in most need. LIIF acts as a bridge between private financing markets and low-income areas.

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It is the goal of CDFI Racial Equality Collaborative on Education to bring a racial equity perspective to education lending. Educational experts have helped us learn how to build an equitable learning environment and how to incorporate an evaluation of equity practices into our underwriting, which has benefited students of colour. For a charter school transaction to qualify for a loan, we have yet to create any racial equity thresholds or standards.

Low Income Investment Fund

We intend to learn from the findings of this study how schools may create more equal learning environments and identify areas where we can enhance our lending to achieve greater racial diversity. We hope to learn from these findings. The CDFI Collaborative also wants to serve as a bridge between our portfolio of schools and those of other CDFI Collaborative partners.

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